Debtcc - Review on one of the best online debt help communities

Debt being the main evil that is driving out happiness out of the life of the people here, the debt help communities are gaining steam. The Internet is thus full of debt help and credit help communities that provide help to people in debt and with bad credit. One of such well known and high in demand debt help community is the Debt Consolidation Care Community – Internet’s first get out of debt community.This is one community that provides help on debt management and thus on the debt management plans or dmp, debt consolidation and debt consolidation programs, debt settlement and so on. It also provides help on freeing yourself from the tough financial obligations through repayment plans and such other strategies.

Different debt help subsections in the community

The Debt Consolidation Care Community or Debtcc is the one that provides some genuine help to the people in complex debt situations. This community has various sub sections that provides different debt related details and help for people in different types of debt situations.

The home page

The home page contains the details of different options through which you may be able to pay off debt like the interest rate arbitration, debt management, debt settlement, bankruptcy, details of debt consolidation and how the community helps people in debt. It also contains some small details of the articles that are there in the community to provide help to the people. Another part included in the Debtcc home page is the latest debt (in general) related discussions.

Ask experts subsection

There is an Ask experts subsection in the community, where you can have the ability to ask for solutions against your debt issues especially from the community experts. There are many community experts in the forum with immense knowledge on debt and finances and its management.

Answers subsection

Then there’s the Answers subsection in the community. In this part, you can have the option to directly put your queries and get quality answers against that. Unlike the forums in the community, this section focuses mainly on direct answers to the queries rather than extensive discussions on the problems. There is the option to vote up or down an answer if you like or dislike the same.

Calculators

The community also has a part containing the debt calculators for your help. It contains various kind of calculators like the debt consolidation calculator, debt settlement calculator, credit card payment calculator, calculator to choose amongst different debt consolidation options, debt reduction calculator, APR (Annual Percentage Rate) calculator, and the unsecured loan calculator.

These calculators help you help you to calculate the debt payments after consolidation or settlement or repayment and so on.

DIY subsection

The DIY subsection is all about handling the debts of your own. DIY means Do it Yourself. This subsection again has various kind of subparts like the “Sample Letters” which contains debt and credit related letters for negotiations. Then there’s the list of the USA companies offering debt help and debt relief options. There are the mailing guidelines for sending mails to the concerned creditors and debt collectors. The DIY subsection also has a list of the address of some of the important creditors.

Then there is the articles section which contains different helpful articles based on paying off your debts and managing the same too. It contains some articles on the topics like debt consolidation and settlement; debt management and debt negotiation; credit card and credit counseling; loans, mortgage and cash advance; debt counseling and debt reduction and so on; which again can have different other articles in it.

The DIY also contains a Glossary on different debt and credit related terms along with the details of these terms and the Ask Gerri part. Under Ask Gerri option you can ask questions to the personal finance expert called Gerri Detweiler.

Forums

One of the most important section of the community is the Forums. There are different forum subsections on Debt Management and Debt consolidation, Other financial topics, Stories from the community, Miscellaneous – Hangout Forums and the Archive. These again have different other subsections on particular debt problems, credit and the related way outs.

You can get help from the forums by asking questions to the community experts and other members in the community. The guests too can post their queries and answers in the forums. A very important part or attractive point of the forums is that you will be able to earn dollars in real by posting in the forums.

Wiki

Another part of the community is Wiki where you can post your articles and thus share it with the community. This is the articles hub in the community where not only you but the community experts or experts of other communities too can post their articles.

Other such important tools that might be of some real help for you in the community are the budget planner and the ‘infographics’. The budget planner guides you through budgeting and helps you in comparing your income and the expenses with that of the others in the community. The ‘infographics’ helps you to understand the details of debt consolidation program, debt settlement program and so on.